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Second round of stimulus checks cause confusion for many

Posted at 6:17 PM, Jan 05, 2021
and last updated 2021-01-05 20:30:03-05

OMAHA, Neb. (KMTV) — The IRS began distributing the second round of stimulus checks during the last week in December, with direct deposits beginning to hit people's accounts on December 29 and checks being mailed on December 30.

Now, a week after payments began, many are still wondering where their money is.

The account on your last tax return determines where the money will be transferred to.

"We’re going to basically take information like your 2019 tax return and most of the information on that is going to be basically where you had your refund deposited," Jason Muessel, Assistant VP of the Bank of Prague said.

Some have found that their direct deposit was sent to a different account than where the first stimulus was sent, an account that isn't theirs. If the account number is one that is unfamiliar, check with your tax preparer. Companies like HR Block are being used as a middle man in stimulus fund distribution.

"Let’s say you do your taxes and you have the option to either have your refund pay for your tax preparation, so you have those fees taken out at that time. There’s a bank in Santa Barbara that HR block uses so that bank will facilitate the stimulus refund now," Muessel said.

In a statement to 3 News Now, HR Block said they understand how important the stimulus check is. They said they immediately deposited millions of stimulus payments into customer's accounts and onto their emerald prepaid Mastercard on January 4.

If the customer views an account number that is not theirs, HR Block suggests contacting customer service.

For those who are eligible for the stimulus but have yet to receive theirs through direct deposit, a paper check or debit card may be coming by mail. Payments will conclude in January.

Those who did not receive a stimulus check at all but are eligible will be able to claim it on their 2020 taxes when they file this year.